FREE LEGAL RESOURCE

Tennessee Foreclosure Defense

Two-stage defense system for Tennessee homeowners

Stage 1
📬

Pre-Foreclosure Intervention

You've received a Notice of Default or Acceleration Notice. This stage helps you respond before foreclosure lawsuit is filed.

  • Notice of Default response template
  • Loss mitigation request letter
  • Loan modification documentation
  • Hardship affidavit
  • Repayment plan proposal
  • Servicer contact information
Stage 2
⚖️

Foreclosure Lawsuit Defense

You've been served with a foreclosure complaint. This stage provides lawsuit defense guidance and court response documents.

  • Answer to Complaint template
  • Affirmative defenses guidance
  • Mediation request procedures
  • Discovery response templates
  • Court filing checklist
  • Timeline and deadline calculator

Not Sure Which Stage You're In?

Stage 1 (Pre-Foreclosure): You received a notice from your lender but have NOT been served with a lawsuit. The notice may say "Default," "Acceleration," or "Intent to Foreclose."

Stage 2 (Lawsuit Filed): You were personally served with court papers, including a "Complaint" and "Summons." The papers will have a case number and court name.